Photography Package Insurance

If it forms part of your equipment list we can insure it. Drones can be insured with alternative insures we have available. We are able to cover your equipment in transit as well as while on site at that photo shoot through to while at home or down at the studio.

Accidental damage, loss, theft. At AIS, we’ve seen it all. Accidents can happen, so having watertight photographic equipment insurance policy that protects you and your priceless investment from financial misfortune is essential.

Don’t forget the legal exposures faced while working in the photographic industry with public liability and professional indemnity coverage available to protect you and your business.

See below for a brief description of the equipment cover offered through the photography insurance coverage we offer:

WHAT WE COVER

What We Cover Australia & New Zealand wide Studio Only
Fire, burglary, storm damage, earthquake YES YES
Theft from location YES N/A
Theft from locked vehicles following forced entry YES N/A
Accidental loss & damage to equipment YES YES
Transit loss & damage YES N/A
New for Old replacement regardless of age of equipment (limited to the sum insured) YES YES
Emergency hire of equipment
(Up to 30% of the sum insured)
YES YES
Cover for hired or loaned equipment
(up to $2,000)
YES YES
New equipment automatically covered
(up to 10% of the total sum insured)
YES YES
No claim discounts applied to premiums YES YES


Public Liability
Public Liability covers your legal liability to pay compensation for injury or damage to property caused to a third party in connection to your business that you are legally responsible for. As an example, if a customer slips or trips while on your business premises and you are found to have caused the incident.
All incidents have their own circumstances and are subject to the full policy wording.


Professional Indemnity
Professional indemnity insurance is an important type of business insurance, especially for businesses that give advice or provide a professional service to clients. It can cover compensation claims if a business is sued by a client for making a mistake that leads to financial loss.
All incidents have their own circumstances and are subject to the full policy wording.

* Worldwide coverage excludes all countries on the “Do Not Travel” and “Reconsider Your Need to Travel” lists as detailed by the Australian Government Department of Foreign Affairs and Travel website: http://www.smartraveller.gov.au/

** Subject to the Subject to the Photographic Insurance Policy Wording

Note: This foregoing is only a brief summary of the cover and you are advised to read the Policy Document closely for full details. The Policy Document is available here. Cover will not attach until the application is accepted and premium paid.

From camera bodies to lighting equipment and even photographic equipment collections, we are here to help. You can choose the limit and insurance amount from our range of options, each designed to suit you and your individual needs. We’ll work with you throughout the process to ensure that your photographic equipment and public liability insurance is the best solution for you.

It pays to insure your investments. Speak with the team at AIS today for the best suited cover available suit to you.